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B-BBEE Level 1

Emerald Risk Transfer (Pty) Ltd

B-BBEE compliance certificate, issued by AQRate.

B-BBEE Level

1

B-BBEE Score

116.7

Black Ownership

36.5%

Black Women Ownership

12.9%

Verification Agency

AQRate

Certificate Number

SAN008317 - REV 17

Issue Date

10 March 2026

Expiry Date

11 March 2025

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About this B-BBEE certificate

This certificate confirms that Emerald Risk Transfer (Pty) Ltd achieved a B-BBEE contributor status of Level 1 with an overall score of 116.7. The verification was performed by AQRate and the certificate is valid until 11 March 2025.

Black ownership is recorded at 36.5% and Black women ownership at 12.9%, in line with the Codes of Good Practice.

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